Terms & Conditions

Last updated: 08/09/2025

Welcome to MMDS Financial. By using our website and services, you agree to the following Terms and Conditions. Please read them carefully. If you do not agree with these terms, please do not use this website.

1. About Us

This website is operated by MMDS Financial ("we", "us", "our").

Contact: info@mmdsfinancial.com

Website: https://www.mmdsfinancial.com

2. No Regulated Financial Advice

MMDS Financial provides general financial guidance and educational content only. We are not a regulated financial adviser and do not offer personalised financial advice regulated by the Financial Conduct Authority (FCA). Nothing on this site or provided in communications should be considered financial, investment, legal, or tax advice.

3. Use of Website

By using our website, you agree to:

Use it for lawful purposes only

Not attempt to gain unauthorised access to any part of the site or its systems

Not misuse or disrupt our services, servers, or networks

We reserve the right to suspend or terminate access for anyone who violates these terms.

4. Intellectual Property

All content on this website — including text, graphics, branding, logos, downloads, and videos — is the intellectual property of MMDS Financial unless otherwise stated. You may not reproduce, distribute, or exploit any content without prior written permission.

5. Digital Products and Downloads

If you purchase or access digital content (e.g. guides, checklists, templates):

It is for personal, non-commercial use only

You may not resell, distribute, or share the content

All sales are considered final unless otherwise specified

We do not guarantee specific results or outcomes from using our materials.

6. Appointments, Calls or Sessions

If you book a call or session with MMDS Financial:

The information provided is for educational and informational purposes only

You remain fully responsible for any actions you take as a result of our discussion

We reserve the right to reschedule or cancel sessions due to unforeseen circumstances

You must provide accurate information when booking, and we reserve the right to decline bookings at our discretion.

7. Payment & Refunds

If payment is required for a product or session:

Prices are clearly stated before checkout

Payments are processed securely via third-party platforms (e.g. Stripe or PayPal)

Refunds are issued at our discretion and are not guaranteed unless otherwise specified

8. Third-Party Links

Our website may include links to third-party sites. We do not control or endorse their content and are not responsible for their privacy practices or terms.

9. Limitation of Liability

MMDS Financial will not be liable for any loss, damage, or harm arising from:

Use of our website, services, or content

Reliance on any information provided

Technical issues beyond our control

Use of our services is entirely at your own risk.

10. Changes to These Terms

We may update these Terms & Conditions at any time. Please check this page periodically. Continued use of the website indicates acceptance of any changes.

11. Governing Law

These terms are governed by the laws of Northern Ireland, and any disputes will be subject to the exclusive jurisdiction of the courts of Northern Ireland.

12. Contact

If you have any questions about these Terms & Conditions, please contact:

MMDS Financial

Email: info@mmdsfinancial.com

Website: https://www.mmdsfinancial.com