Privacy Policy

Last updated: 08/09/2025

MMDS Financial ("we", "our", or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit our website [https://www.mmdsfinancial.com] or otherwise interact with us.

1. Who We Are

MMDS Financial is a UK-based provider of personalised financial guidance and educational content. We are not a regulated financial adviser and do not provide regulated financial advice. Any guidance offered is general in nature and does not constitute a recommendation.

2. What Data We Collect

We may collect and process the following personal data:

Contact Information (e.g., name, email address)

Communication Data (e.g., messages sent via contact forms or emails)

Website Usage Data (e.g., IP address, browser type, referring URLs)

Booking Data (e.g., information you provide when booking a call or session)

We do not intentionally collect sensitive personal data unless voluntarily provided in communication by you.

3. How We Collect Your Data

We collect your personal data when:

You complete a form on our website

You sign up to receive emails or content

You contact us directly via email

You book a discovery call or session

You browse our website (via cookies or analytics)

4. How We Use Your Data

We use your data for the following purposes:

To respond to your enquiries

To send emails you have subscribed to (e.g., newsletter, updates)

To provide personalised financial guidance (where requested)

To maintain and improve our website

To comply with our legal obligations

We do not sell, rent or trade your personal data

5. Lawful Basis for Processing

We process your personal data under one or more of the following lawful bases:

Consent – when you opt in to receive emails

Contract – to provide the services or information you request

Legitimate Interests – to maintain and improve our services

You can withdraw your consent at any time by contacting us

6. Who We Share Your Data With

We only share your data with trusted third-party providers necessary for running our business. These include:

Google Workspace – for email and document storage

Squarespace – for website hosting and contact forms

All providers are GDPR-compliant and bound by data processing agreements

7. Data Retention

We retain your personal data only as long as necessary to fulfil the purposes we collected it for, including any legal or reporting obligations. You may request deletion at any time.

8. Your Rights Under GDPR

You have the right to:

Access the personal data we hold about you

Request correction of inaccurate data

Request erasure of your data (“right to be forgotten”)

Object to or restrict certain types of processing

Withdraw consent at any time

To exercise your rights, contact us at info@mmdsfinancial.com

9. Data Security

We take appropriate measures to protect your data, including secure servers, encrypted communication, and access control within our systems. Data is stored using GDPR-compliant services.

10. International Transfers

Where we use third-party providers outside the UK or EEA (e.g., Google), data may be transferred internationally. We ensure that adequate safeguards (such as Standard Contractual Clauses) are in place.

11. Changes to This Privacy Policy

We may update this policy from time to time. The latest version will always be available on our website, with the "Last updated" date clearly shown.

12. Contact Us

If you have any questions about this Privacy Policy or your personal data, please contact:

MMDS Financial

Email: info@mmdsfinancial.com

Website: https://www.mmdsfinancial.com