Financial Coaching to Build Confidence with Money
Affordable personalised guidance on budgeting, saving, pensions and more — giving you the knowledge to make better decisions.
Gain clarity, confidence and control over your money through expert financial coaching. Your first one-to-one call is free — get in touch today.
info@mmdsfinancial.com
We can help you with:
Managing debt
Household budgeting
Building savings
Financial protection
Retirement planning and pensions
Investing
Future cashflow modelling
Inheritance tax planning
Our Services
We are Level 4 qualified in Regulated Financial Planning — the legal standard required to give financial advice in the UK — ensuring our expert guidance is rooted in professional standards. Our approach is based on the widely-accepted “Hierarchy of Financial Needs”, helping our clients build a stable foundation before tackling complex goals.
Our Approach
Who We Are
David McCormick
BSc (Hons), DipPFS
Founder, Financial Coach
“With a professional background spanning over two decades and a long-standing personal interest in finance, I recently formalised my expertise by achieving the Level 4 qualification in Regulated Financial Planning — the qualification required to give financial advice in the UK.
Even with a long-standing personal interest in money and finance, I was surprised by how much I still had to learn — and frustrated by how little of this essential knowledge is taught in schools. It shouldn’t take an exam to understand how pensions, investing, or protection products work.
That’s why MMDS Financial exists.
We don’t offer regulated financial advice — we offer personalised financial guidance.
Need help getting your household finances in order?
Ready to start saving each month but unsure where to begin?
What that extra confidence to start investing?
Puzzled by pensions and retirement planning?
Thinking ahead and want to see how your finances could shape up over the years?
Whatever your goals, we’re here to help you understand your money better — so you can make decisions with clarity and confidence.
We are based in Northern Ireland, and support clients across the UK with financial guidance they can trust.”
How It Works
Step 1: Get in Touch
Reach out via our website form or email, and we’ll schedule your first call.
Call 1 – Free Introductory Chat
We’ll have a relaxed conversation to understand your financial goals, gather key information, and identify the areas you’d like help with.
Step 2: Tailored Plan & Pricing
Based on your needs, we’ll come back to you with a personalised outline of what we can offer, along with a price quote.
There’s no pressure to go ahead — you’re free to take it or leave it.
Call 2 – Main Guidance Session
This is your in-depth session where we walk through everything we’ve prepared, step by step.
Call 3 – Optional Follow-Up
If needed, we’ll arrange a follow-up call to answer any further questions or clarify anything discussed in your main session.
Plans and Pricing
Our plans are broadly grouped into three tiers, designed to suit different financial needs and goals.
Please treat both the topics and pricing as a guide rather than a rigid structure — we're happy to tailor the conversation and cover topics across multiple tiers if needed.
Tier 1
Budgeting Support
Debt Management Strategy
Emergency Fund Planning
Price Guide: £25 — £40
Tier 2
Goal-Based Savings Plans
Protection Overview
Financial Roadmap
Price Guide: £35 — £50
Tier 3
Pension Guidance
Investment Education
Cashflow modelling
Price Guide: £50 — £75
What to Expect
One-to-one guidance tailored to your situation, plus supporting materials where relevant — such as personalised spreadsheets, templates, knowledge articles, and step-by-step walkthroughs — so you leave each session with clarity and a clear path forward.
What Not to Expect
We don’t offer regulated financial advice or specific product recommendations. That means we won’t tell you what to invest in, which pension provider to choose, or which protection policy to buy for example .
Instead, we provide impartial financial guidance — helping you understand your options so you can make informed decisions with confidence.
Contact Us
Ready to take the next step? Fill in your details and we’ll be in touch to arrange your free initial call. No pressure — just a friendly chat to see how we can help.
Alternatively, email us at:
info@mmdsfinancial.com